What Do I Do If My Credit Card Company is Overcharging Me?

It is almost unthinkable that in the current economic climate, with so many Americans drowning in mortgage debt and unsettled bills, that your credit card company is finding devious new ways to hit you with excessive fees and overcharges. Fortunately, the system provides ways for consumers to fight back against the unethical practices of credit card companies.

While it is extremely difficult for an individual consumer to win a legal battle against a large bank or corporation, there is a legal mechanism, called a class action lawsuit, which enables a group of individuals to bring a single case against large companies and institutions, such as a credit card company.

You can bring a class action lawsuit against your credit card company for reasons such as:

  • Raising your interest rate or fees when it promised it would not
  • Charging you unauthorized fees such as insurance charges or club memberships
  • Improperly posting your statements and charging you late fees as a result
  • Sending you plastic cards in the mail that you did not request

In any of these instances you may have a case to file a class action lawsuit against your credit card company. For more information about credit card company class action lawsuits, read our article, How to Fight Excessive Fees and Overcharges by Your Credit Card Company.

The attorneys at Phillips & Garcia will fight for your rights in your credit card class action lawsuit. We are committed to protecting your best interests and helping you collect the damages you need and deserve to move on with your life. If you have been treated unfairly by your credit card company, contact Phillips & Garcia today to schedule your FREE legal consultation – (877) 892-5620.


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