Frankly, there is no easy answer to this question. But, as always, we should first turn to the language of the standard Massachusetts Auto Insurance Policy for guidance. PIP coverage provides for the payment of reasonable and necessary medical bills that are incurred for the treatment of injuries caused by a car accident. So if the acupuncture services are necessary to treat your accident-related injuries, then it would seem that the Policy should provide coverage as long as the amounts of the bills are reasonable.
The answer lies in the language of the Mass. Auto Insurance Policy describing PIP. An auto insurer is required to pay for reasonable and necessary medical services that are related (or as a result of) to your Massachusetts auto accident.
The key to getting reimbursement, though, is in the “documentation.” The auto insurer is usually going to require good paperwork from you to substantiate the out of pocket charge. For example, the insurer may want you to produce a copy of a prescription from the medical provider and the receipt from the pharmacy or store where you bought the equipment.
See our blog post Is the Medicine Ball Prescribed By My Therapist Covered by My Massachusetts PIP Insurance?
One of the greatest testaments to the quality of any lawyer is when other lawyers seek them out to hire them or to work with them on their own cases. Before you hire any lawyer, make sure to ask them how often they’ve represented other lawyers or how many times they’ve been asked to serve as “co-counsel” because of their reputation and expertise.
There’s a “world of difference” between handling a big complex case and a small minor accident case. Big cases require an incredible amount of detail, preparation, research and strategy that is typically not involved in a small case. The last thing that you want to happen is for your lawyer to be overwhelmed with the complexity of the case or the time and preparation needed to make the case a success. Make sure that your lawyer has experience with handling “big cases” before you hire him or her for your serious personal injury accident case.
Just because you know the name of a lawyer, doesn’t mean that is the lawyer you should hire. Would you hire a pediatrician to perform brain surgery? Chances are that you wouldn’t. So, should you hire a lawyer who spends most of his or her time handling divorces or DUI cases to handle your wrongful death or catastrophic accident case? Of course not.
This is a basic question that all people should ask lawyers whom they are considering hiring. Yet, none do. A lawyer, like any professional, should have a body of work that they are willing to share and make available to people who consider hiring them. We make our reported case decisions, an entire appellate court transcript, various published books and reports and even a celebrated closing argument available to anyone who wants to see them. Before you hire a lawyer, be sure to ask him to see a sample of his work.
Some serious cases often appear in the news and in social media. For example, wrongful death accidents such as truck accidents, bus accidents, pedestrian accidents, and drunk driving accidents. In a high profile case, your attorney needs to be aware of the ways that the media can influence and impact your case. Before hiring a lawyer for your serious accident case that he or she has prior experience with dealing with the media. You can view our media page (here) to see the types of cases that have been reported in the news.
In most cases you do not need to rush and hire the first lawyer who contacts you or that you see on t.v. If you have a serious accident case, you need to “do your homework” before hiring a lawyer. Think of it in these terms: if you were building a house, wouldn’t you research your builder before hiring him? Hiring the wrong lawyer because you’re “in a rush” is sometimes worse than hiring no lawyer.
However, you should not sit back and wait to do your research on lawyers because in some situations you may need a good lawyer to represent you from the beginning in order to preserve critical evidence or to even deal with the media and the press.
We have heard many complaints over the years that lawyers do not listen to their clients’ concerns. A good accident attorney is an active listener. He wants to hear all of your concerns so that he can properly represent you. It is our firm belief that if an attorney doesn’t know the client well, then he can’t be an effective mouthpiece or advocate for the client in court or with the insurance company. Make sure the lawyer whom you choose listens to your story and understands your concerns.
This question is related to the previous question about whether your case will just be one out of hundreds of others. Many high volume personal injury practices have paralegals and support staffers doing the majority of work on a case. There is very little interaction with an actual attorney in these types of firms. We only take a select few cases and clients a year. Make sure that the accident lawyer that you choose personally handles his own cases and interacts with his clients on a regular basis.