Your Consumer Rights: 30-Day Demand Letter
If you have attempted to negotiate with your insurance company and are not making any headway, it is time to take the next step in resolving your Massachusetts bad faith insurance problem.
You must start the process by sending your insurance company a 30-Day Demand Letter. This is a critical component of your case, as you must formally alert the insurance company to their wrongdoings and give notice of how you would like to see the situation rectified. You will be unable to file a lawsuit in any court without first taking this step.
If your insurance company doesn’t respond within 30 days, the company may have to pay your attorney’s fees and triple damages. If you are considering pursuing a bad faith insurance class action lawsuit, your 30-Day Demand Letter will become an important piece of evidence in building your case.
What to Include in the 30-Day Demand Letter
The following information should be included in your 30-Day Demand Letter:
Your full name
Your current address
A complete description of the company’s bad faith insurance practices, including the personnel involved and relevant dates
The impact of the company’s bath faith insurance practices, such as debt accrued paying medical bills or loss of a vehicle
The “demand relief” or how much money you are expecting to receive
Keep several copies of your letter for your files. Mail the original to your insurance company certified with a return receipt request so that you know that the letter was received. Be sure to document the reply that you receive. In the event that the insurance company does not respond with an adequate answer, you will need this evidence to file a Massachusetts bad faith insurance class action lawsuit.
Resolving Massachusetts Bad Faith Insurance Problems
Your insurance company has 30 days to respond to your Demand Letter. You then have a choice of either accepting or rejecting their offer. If you choose to accept the insurance company’s offer, the matter is legally resolved as soon as you are paid. If you reject the offer, you have several options for legal recourse.
You can try to go to mediation, knowing that mediation is voluntary. If you and your insurance company cannot come to an agreement through mediation, your next step would be to go to court.
If you haven’t consulted a lawyer about your legal problems, now is the time.
An experienced bad faith insurance class action attorney at Phillips & Garcia will fight for your consumer rights in your Massachusetts bad faith insurance case. We are committed to protecting your best interests and helping you collect the damages you need and deserve to move on with your life. Contact Phillips & Garcia today to schedule your FREE legal consultation – (877) 892-5620.